MJ DeMarco

The Millionaire Fastlane

Build scalable businesses with leverage to create value at scale—not trade time for a paycheck or wait decades on the slow lane.

  • Slow lane: go to school, find a job, invest in stock market, 10% a year
  • If you wanna keep on getting what you’re getting, keep on doing what you’re doing
  • Success is not a 4h work week
  • Slow lane is a waste of time
  • Get rich slow is a losing game
  • Golden age is when you are young and vibrant
  • Millionaire are forged by process, events are byproduct
  • Process cannot be outsourced, process dawns wisdom and personal growth

Hypothetical raffle:

  • Sidewalk: get 10m now, odds1/6000000 chance
  • Slow lane: get 500k in 40 years, odds 1/6
  • Fast lane: get 10m in 6 years, odds 1/7

Sidewalk (The road most traveled)

  • Pleasurable today in leau of a more secure tomorrow
  • Instant gratification
  • It is the path of least resistance
  • Having no financial plan
  • Don’t be a sidewalk victim

Slow lane

  • Retire old while risking death along the way
  • Trading time for money
  • Time has no leverage
  • Compound interest, requires time
  • Using freedom to buy freedom
  • Parasitic debt

Fast lane

  • Controllable unlimited leverage
  • Business, self-employment
  • Lifestyle choice
  • Rapid wealth creation
  • Debt is useful to grow the system
  • The moment you stop learning is the moment you stop growing
  • Money is everywhere, it reflects the value I created, how many people I have touched
  • Net profit + asset value
  • Get rich quick ≠ get rich easy
  • Different businesses have different speed limits, have to find one that has high potential leverage
  • Money doesn’t buy happiness, because its used for consumer pursuit destructive to freedom
  • But money used correctly can buy you freedom and happiness
  • Happiness stems from good health, freedom, good interrelation
  • Say no to instant gratification, its destruction of freedom health and choice
  • If you have to think about the price then you can’t afford it
  • The more I work the luckier I get
  • Being responsible is one thing but being accountable is another
  • Don’t assign your control to others
  • You can’t be a victim if you don’t hand over control to someone else
  • Taking responsibility is the first step, taking accountability is the final
  • Many money gurus suffer from paradox practice
  • Law of attraction is useless if nothing is done, just sitting wont get things done
  • Law of affection is what counts
  • Affect millions make millions
  • Affection: magnitude and scale